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Voluntary Insurance Products

Voluntary Worksite Insurance Products
That Make Sense

You can help protect your employees assets and wealth from unexpected health costs. We offer several products that pay money directly to your employees that help offset major expenses caused by illnesses or accidents.

Interest-Sensitive Whole Life And Whole Life For Children

Employees want to protect the people they love and give their children a strong financial start.

Additional plans cover accidental death, benefit waiver of employee premium, child care term rider, and long term care.

Universal Life

Available riders include automatic increase rider, waiver of premium child term rider, and long term care.

Individual Short Term Disability

Premiums can be “locked in” at the employee’s age on issue date of coverage, with no renewals, and no rate increases.

Additional coverage is available.

Accident Insurance

In the case of an accident, money will be paid directly to your employees to cover out-of-pocket medical expenses.

Also available with sickness hospital confinement rider.

Individual Or Group Critical Illness With Wellness & Recurrence Benefit

Help your employees offset unforeseen expenses from any major illness, including heart-attack, stroke, cancer, and more. Money will be paid directly to your employees to cover out-of-pocket medical expenses.

If you have any questions at all, call us and we’ll gladly answer any questions you have. We’re here to help you understand how voluntary benefits can help your company save money, while increasing employee retention.

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